North Carolina Public Adjuster List

Other relevant information:
Member - International Appraiser and Umpire Association
Member - PCCP
Member - Florida Association of Public Insurance Adjusters
15 years in the legal field as a Paralegal and 10 years experience as a
licensed Adjuster. Construction knowledge. Fair and balanced.
I believe in the old adage that it is what it is.

Years experience in insurance industry:

Educational degrees / certifications:
National Flood Insurance Program Certification
Public Adjuster Continuing Education Instructor
DFS Approved

Other relevant information:
Construction background, 1970-1978
Massachusetts Real Estate Broker, 1978-1981

Years experience in insurance industry:

Educational degrees / certifications:
B.A., Psychology, 1972
A.M.S., #473, 1996 - 2005
USCG Master’s License
NFIP, 1987 to 2006

Other relevant information:
Mr. Grams has been active in the insurance industry since 2000. He has
extensive experience with commercial and residential property claims of
all types ranging from several thousand dollars to multi-million dollar losses.

Years experience in insurance industry:

Educational degrees / certifications:
Saint Leo University
B.A. Degree, Business Administration- Management
National Flood Insurance Program certified

Other relevant information:
I have over 40 years experience in the field of appraising, restoring, buying
and selling of all types of personal property. This experience was gained in our
family business, Rikki’s Studio Inc. (Miami, Fl 1955 -1994). I am very experienced
in the appraising of residential and commercial furnishings. These
include but are not limited to art, antiques, custom furnishings, commercial
equipment, office furnishings, etc. Years of experience in the interior decorating
of fine residences in South Florida. As a licensed Public Adjuster in the state of
Florida since 1993, I have adjusted numerous large loss claims, which include
the dwelling, contents and loss of use. Numerous times in the past three
decades, I have been qualified and testified as an expert witness in state and
federal courts. I have worked as an appraiser and restorer for many of the
insurance companies in Florida.
Received my Public Adjusters License in Florida in 1993 and have been active
in this field ever since. Also licensed as a Public Adjuster in Georgia, North
Carolina and South Carolina.

Years experience in insurance industry:

Educational degrees / certifications:
Associate of Arts - Miami-Dade College
International Society of Appraisers, Certified Member: 1995-2002
The University of Maryland University College: Appraisal Core Courses
101-103
Member of FAPIA
Professional Certification Board of the Real Estate Law Institute, current member

Other relevant information:
Mr. Keys has approximately 30+ years experience in adjusting property insurance
claims. He began his career with Commercial Union Insurance Company.
He was later promoted to General Adjuster. He served as General Adjuster for
numerous states and as a catastrophe coordinator. In 1993, he became a
Public Adjuster. His firm specializes in Association claims. He is a past President
of F.A.P.I.A., and a member of the Board of Directors of N.A.P.I.A.

Years experience in insurance industry:

Educational degrees / certifications:
Licensed in the states of FL, TX, TN, KY, GA, MS, NC & SC
B.S., Almeda University
Senior Professional Public Adjuster, S.P.P.A.
Past President of F.A.P.I.A
Board of Directors of N.A.P.I.A.
NFIP Certification

Other relevant information:
State Farm Staff National Catastrophe Adjuster (6 years)
Independent Catastrophe Adjuster (6 years)
Worked over 5400 claims in 13 states on numerous types of catastrophic
weather events.
Public Adjuster (Texas)
Texas Dept. of Insurance approved course/CEU provider for
“Two-Story/Steep Rope & Harness”: the only course of it’s kind, developed by
me to train adjusters how to safely navigate steep and high roofs.

Years experience in insurance industry:

Educational degrees / certifications:
B.S., Sam Houston State University, 1988
Adjuster license, 1998
Hold licenses for GA, FL,and OK
Public Adjuster license, Texas, 2009

Other relevant information:
Over 17 years experience in residential and commercial property losses
including fire, mold, water, windstorm, flood, and business interruption.
Licensed in Florida, Texas, Maryland, North Carolina, South Carolina and
Nebraska. Consultant to Attorneys in several states.

Years experience in insurance industry:

Educational degrees / certifications:
B.B.A. Finance- Florida International University, 1995
A.A. in Business Administration- Miami/Dade Community College, 1988
Certified Mold Technician, 2002
Certified Residential Roofing Inspector, 2007
California Earthquake Accredited, 2007

Other relevant information:
2 years as Licensed Public Insurance Adjusters, 15 years a Licensed All Lines
General Adjuster, NFIP Certified, FEMA Certified, Owner/Manager Meiyssel
Insurance Services LLC. Licensed Owner/Manager for Residential/Commercial
Contracting prior to 1995. Experience in building, Staff Adjusting, Independent
Catastrophe Adjusting and Public Adjusting

Years experience in insurance industry:

Educational degrees / certifications:
AA Liberal Arts with numerous additional studies and continuing education
including vocational instructor for Salish Kootenai College
Texas Licensed PIA, Texas Licensed All Lines Insurance Adjuster
NFIP Certification 1998-2009, FEMA Certification 1996-1998
Business Interruption Certification -1999
Hail Roof Certification (several years), 2007
Certification: Structural Engineering & Repairs, HVAC, Property Damage Claims,
water damage/pipe breaks, foundation repair,; 2006 Certification; Hail vs
Mechanical damage, Wind vs Wave, Structural Foundations vs Maintenance,
2005 Certifications; E&O losses, Commercial loss, Nation Wide Certification,
Certified State Farm, 1997,
Basic Estimating, Fire, Wind, Hail Flood, Numerous Allstate Certifications.

Other relevant information:
31+ years experience in the insurance claims industry. Previously held positions
include regional claims manager for an insurance carrier, equity partner in a
regional independent adjusting firm and currently owner of my own firm.

Years experience in insurance industry:

Educational degrees / certifications:
Bachelor of Arts, University of Florida
Past President, Florida Association of Independent Adjusters
Member, Florida Association of Public Insurance Adjusters

Years experience in insurance industry:

Educational degrees / certifications:
A.A., B.A. Management
Large Loss Certified for Wind & Flood
Construction experience
Past workshop panelist, Windstorm Insurance Conference
Allstate Tech-Cor I & II
Participated in claims up to eight figures

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