Pennsylvania Public Adjuster List

Other relevant information:
Past President of NAPIA
June 2008-June 2009 NAPIA Man of the Year
I understand building, contents, business interruption, extra expense and
ALE losses.
I have been in several appraisals over seven-eight figures.

Years experience in insurance industry:

Educational degrees / certifications:
B.S. in Finance, 1971
NAPIA - 1977 to Present
NC Association of Public Insurance Adjusters, founder, 1995 to Present

Other relevant information:
65+ Seminars, Workshops and Schools,Winstorm Conferences, NFIP Certified,
Sinkhole Certified, Termite Certified, PLRB Conferences, Business Interruption
Certified, Certified Arbitrator and Mediator, Court Appointed Umpire, Court
Approved Expert Witness

Years experience in insurance industry:

Educational degrees / certifications:
B.S., University of South Florida

Years experience in insurance industry:

Educational degrees / certifications:
Lincensed Public Adjuster
University of Central Florida, Florida Insurance Institute
Accredited Claims Adjuster

Other relevant information:
Experience ranges from basic homeowner to multi-million dollar commercial
losses. Managed the claims department of a large TPA for certain Underwriters
at Lloyd’s and have been involved as an adjuster, and supervisor of numerous
hurricane catastrophe losses. I am a Director of and have presented at
Windstorm Insurance Conferences for Business Interruption Claims Evaluation,
Umpire Certification and Recertification. Heavily involved in the appraisal process
in both an appraiser (both carrier and insured) and Umpire capacity.

Years experience in insurance industry:

Educational degrees / certifications:
B.S. Degree, MacMurray College, 1975
Presenter of WIND Advanced Umpire Certification, 2008, 2009
Windstorm Insurance Network Board Member, 2009

Other relevant information:
Member - International Appraiser and Umpire Association
Member - PCCP
Member - Florida Association of Public Insurance Adjusters
15 years in the legal field as a Paralegal and 10 years experience as a
licensed Adjuster. Construction knowledge. Fair and balanced.
I believe in the old adage that it is what it is.

Years experience in insurance industry:

Educational degrees / certifications:
National Flood Insurance Program Certification
Public Adjuster Continuing Education Instructor
DFS Approved

Other relevant information:
Mr. Grams has been active in the insurance industry since 2000. He has
extensive experience with commercial and residential property claims of
all types ranging from several thousand dollars to multi-million dollar losses.

Years experience in insurance industry:

Educational degrees / certifications:
Saint Leo University
B.A. Degree, Business Administration- Management
National Flood Insurance Program certified

Other relevant information:
I have over 40 years experience in the field of appraising, restoring, buying
and selling of all types of personal property. This experience was gained in our
family business, Rikki’s Studio Inc. (Miami, Fl 1955 -1994). I am very experienced
in the appraising of residential and commercial furnishings. These
include but are not limited to art, antiques, custom furnishings, commercial
equipment, office furnishings, etc. Years of experience in the interior decorating
of fine residences in South Florida. As a licensed Public Adjuster in the state of
Florida since 1993, I have adjusted numerous large loss claims, which include
the dwelling, contents and loss of use. Numerous times in the past three
decades, I have been qualified and testified as an expert witness in state and
federal courts. I have worked as an appraiser and restorer for many of the
insurance companies in Florida.
Received my Public Adjusters License in Florida in 1993 and have been active
in this field ever since. Also licensed as a Public Adjuster in Georgia, North
Carolina and South Carolina.

Years experience in insurance industry:

Educational degrees / certifications:
Associate of Arts - Miami-Dade College
International Society of Appraisers, Certified Member: 1995-2002
The University of Maryland University College: Appraisal Core Courses
101-103
Member of FAPIA
Professional Certification Board of the Real Estate Law Institute, current member

Other relevant information:
Mr. Keys has approximately 30+ years experience in adjusting property insurance
claims. He began his career with Commercial Union Insurance Company.
He was later promoted to General Adjuster. He served as General Adjuster for
numerous states and as a catastrophe coordinator. In 1993, he became a
Public Adjuster. His firm specializes in Association claims. He is a past President
of F.A.P.I.A., and a member of the Board of Directors of N.A.P.I.A.

Years experience in insurance industry:

Educational degrees / certifications:
Licensed in the states of FL, TX, TN, KY, GA, MS, NC & SC
B.S., Almeda University
Senior Professional Public Adjuster, S.P.P.A.
Past President of F.A.P.I.A
Board of Directors of N.A.P.I.A.
NFIP Certification

Other relevant information:
State Farm Staff National Catastrophe Adjuster (6 years)
Independent Catastrophe Adjuster (6 years)
Worked over 5400 claims in 13 states on numerous types of catastrophic
weather events.
Public Adjuster (Texas)
Texas Dept. of Insurance approved course/CEU provider for
“Two-Story/Steep Rope & Harness”: the only course of it’s kind, developed by
me to train adjusters how to safely navigate steep and high roofs.

Years experience in insurance industry:

Educational degrees / certifications:
B.S., Sam Houston State University, 1988
Adjuster license, 1998
Hold licenses for GA, FL,and OK
Public Adjuster license, Texas, 2009

Other relevant information:
Over 17 years experience in residential and commercial property losses
including fire, mold, water, windstorm, flood, and business interruption.
Licensed in Florida, Texas, Maryland, North Carolina, South Carolina and
Nebraska. Consultant to Attorneys in several states.

Years experience in insurance industry:

Educational degrees / certifications:
B.B.A. Finance- Florida International University, 1995
A.A. in Business Administration- Miami/Dade Community College, 1988
Certified Mold Technician, 2002
Certified Residential Roofing Inspector, 2007
California Earthquake Accredited, 2007

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