Rhode Island Public Adjuster List

Rhode Island Independent Public Insurance Adjusters

If you live in Rhode Island, many public adjusters are prepared to help with public adjusters from Providence, Rhode Island to Pawtucket anywhere else in the state. Insurance in "the Ocean State," as Rhode Island is lovingly called, is overseen by the Rhode Island Department of Business Regulation. You can find out about Rhode Island's insurance licensing regulations at http://www.dbr.state.ri.us/.

What is a public adjuster?

In Rhode Island, public adjusters serve the people of the state not the insurance company. This means that these insurance experts serve you. Rhode Island public insurance adjusters are often past insurance company adjusters who have selected to lend a helping hand to the ordinary people and individual policyholders settle their insurance claims.

Rhode Island independent public insurance adjusters are independent insurance pros who do not have any affiliations with any insurer. They work for the general population and negotiate higher settlement offers. These insurance experts understand Rhode Island's remodeling industry, local building issues, and correlated charges. An external insurer adjuster may not be informed about the ins and outs of rebuilding in Rhode Island. By having a public insurance adjuster on your side that is an authority at property loss evaluations and negotiations, you are more likely to get a more equitable settlement offer from your insurer.

Just as the Rhode Island Department of Business Regulation regulates insurance companies, public adjusters are also governed by the state. Rhode Island's licensing requirements for insurance adjusters are much like those of other states. In general, a public insurance adjuster must be knowledgeable and pass a rigorous certification test. If you have a covered property loss in Rhode Island, hiring a licensed public adjuster is a great first step to be certain that you are treated decently by your insurer.

Not only do independent public insurance adjusters help you with calculations and bargaining sessions, a knowledgeable public insurance adjuster also assists you with documenting the claim, claims forms, and the entire insurance settlement procedure. Because public insurance adjusters do not benefit unless they are able to bargain more money, it is in their best interest to uncover every covered loss possible that you can claim. This requires vast assessments of your homeowners insurance policy as well as in-depth identifying the damage.

The public insurance adjuster will evaluate your damaged property thoroughly to uncover every covered loss possible and all of the damage. 
 

As the 13th state in the union, Rhode Island, the Ocean State, has a rich tradition. The Rhode Island Department of Business Regulation can lend a helping hand to the general public with many general insurance interconnected questions and insurance licensing requirements while a public insurance adjuster serving Rhode Island residents is prepared to help you with your particular insurance policy claim needs.

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Years experience in insurance industry:

Educational degrees / certifications:
BS Criminal Justice -
Florida Umpire Certification -
Vale National: Advanced Dwelling Cert -

Years experience in insurance industry:

Public Adjuster License #:
TX Public Adjuster License # 1423630

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Other relevant information:
Being in the contracting business for 20 years, I bring a wealth of knowledge to all aspects of adjusting and maxing out a claim fairly and thoroughly for the insured.

Years experience in insurance industry:

Educational degrees / certifications:
Xactimate certified, mold certified

Other relevant information:
Public Insurance Adjuster with construction background as a state of Florida
contractor who has also settled thousands of claims for major insurance companies.
Strengths include knowledge and understanding of policies, endorsements,
building codes, coverage issues, and professional estimates. Code of ethics
dictate that knowledge of policy, scope of covered damages, and an accurate
repair estimate determine the amount of the settlement rather than personal or
professional alliances or opinions.

Years experience in insurance industry:

Educational degrees / certifications:
B.A., 1978
Florida Licensed Adjuster, 1997 #A002288
Public Insurance Adjuster, 2007 #A002288
Member of Florida Association of Public Insurance Adjusters, 2007

Other relevant information:
Over 40 years collective in all areas of insurance & construction.
Captain and First Engineer RS/V, F/V Bering Sea and Pacific Rim.
Design & build heavy weather commercial vessels.
General Contractor, Heavy Commercial

Years experience in insurance industry:

Educational degrees / certifications:
Business Administration, Western State College, Gunnnison, Colorado
Petroleum & Turbine Technology, KCC Kenai, Alaska
Texas & Florida Adjuster
NFIP Certified
State Farm Certified
Attended and completed numerous seminars and insurance certification courses.

Years experience in insurance industry:

Educational degrees / certifications:
Miami Dade Community College, Associate of Arts
State of Florida Licensed Public Adjuster

Other relevant information:
Past President of NAPIA
June 2008-June 2009 NAPIA Man of the Year
I understand building, contents, business interruption, extra expense and
ALE losses.
I have been in several appraisals over seven-eight figures.

Years experience in insurance industry:

Educational degrees / certifications:
B.S. in Finance, 1971
NAPIA - 1977 to Present
NC Association of Public Insurance Adjusters, founder, 1995 to Present

Other relevant information:
65+ Seminars, Workshops and Schools,Winstorm Conferences, NFIP Certified,
Sinkhole Certified, Termite Certified, PLRB Conferences, Business Interruption
Certified, Certified Arbitrator and Mediator, Court Appointed Umpire, Court
Approved Expert Witness

Years experience in insurance industry:

Educational degrees / certifications:
B.S., University of South Florida

Years experience in insurance industry:

Educational degrees / certifications:
Lincensed Public Adjuster
University of Central Florida, Florida Insurance Institute
Accredited Claims Adjuster

Other relevant information:
Experience ranges from basic homeowner to multi-million dollar commercial
losses. Managed the claims department of a large TPA for certain Underwriters
at Lloyd’s and have been involved as an adjuster, and supervisor of numerous
hurricane catastrophe losses. I am a Director of and have presented at
Windstorm Insurance Conferences for Business Interruption Claims Evaluation,
Umpire Certification and Recertification. Heavily involved in the appraisal process
in both an appraiser (both carrier and insured) and Umpire capacity.

Years experience in insurance industry:

Educational degrees / certifications:
B.S. Degree, MacMurray College, 1975
Presenter of WIND Advanced Umpire Certification, 2008, 2009
Windstorm Insurance Network Board Member, 2009

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